Chesterfield & North East Derbyshire Credit Union, Your Local Community Bank

A safe place to save and borrow.

What is a Credit Union?

A Credit Union is a responsible alternative source of savings and affordable loans. Each is run for the benefit of Its members, with no profits going to external shareholders.


Save and Borrow as you earn

Join our Credit Union Payroll Scheme and save a little every payday which will soon add up to a tidy sum. Plus when you need a loan with flexible, affordable repayments, all you need to do is ask. High interest rate payday lender rates are a thing of the past.

If all that sounds like common sense with money, that’s exactly what it is. Joining is simple, so why wait? Join today and start saving tomorrow.

We are regulated by the Financial Services Compensation Scheme so your money is protected up to £85,000 per individual.

Best of all, as a member you’ll be able to apply for loans with flexible terms and repayments at affordable interest rates.

So Simple

If you work for the following employers, come in and talk to us.

  • Chesterfield Borough Council
  • North East Derbyshire District Council/Rykneld Homes
  • Derbyshire County council
  • Derbyshire Unemployed Worker's Centres
  • Chesterfield Royal hospital NHS Foundation Trust

If your employer is not on the list, why not ask them to join our Payroll Scheme? Simply ask your manager or HR department to contact us. Or you can come in and collect the form they need to complete.

Contact us:

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Tel: 01246 278833

Wondering how becoming a member of the Credit Union would help you?

Come and have a chat with us at the Hub, 41 Mercaston Cl, Holme Hall, Chesterfield S40 4UE, Tuesday 12–2pm

We are closed on Saturdays

Starting from 24th November 2018, the credit union will no longer be open on Saturdays until further notice. We apologise for any inconvenience this may have caused.

You Can Still Apply for a Loan Even If You Don’t Receive Any Child Benefit

Even if you don't receive any child benefit, you can still apply for a low interest loan from us. However, if you are a new member, you will need to save with us for a minimum of 8 weeks before you can apply for one.

Two Types of Loan We Offer to our New Members

First of all, please note: To be able to apply for any type of loan from us, you will need to be a member. If you want to join us, please contact us for details.

We have two types of loan available for our new members: Family Loan and Saver Loan.

Family Loan

If you receive child benefit, you can apply for a loan up to £500 under our Family Loan Scheme. The amount you can borrow will depend on assessments by one of our loan officers.

Saver Loan

If you don’t receive any child benefit, you can apply for a Saver Loan. However, this loan may not be available if you have recently joined us. You will need to have saved with us for at least 8 weeks before you can be considered for this type of loan. After that, you may be able to borrow three times your savings depending on our assessments.

Infant and Primary School Students Can Save Money at their Own Schools

Infant and primary school students can save from as little as 50p in our Junior Savers Scheme. If your children are in one of the following participating schools, please encourage them to save.

Arkwright Primary
Barrow Hill
Tupton Primary
Birdholme Sure Start Centre
Whitecotes Primary
Grassmoor Junior
Hady Junior
Woodthorpe Primary School
Sharley Park Primary
Holmgate Primary
Mary Swanick
North Wingfield
Old Whittington Cc
Spire Infants
Speedwell Infants
Temple Normanton Junior
Abercrombie Primary
Whitt Green
Hasland Infant
Spire Juniors
Staveley Junior
Hasland Junior

Our Partners

Derbyshire County Council Chesterfield Borough Council North East Derbyshire District Council Rykneld Homes Derbyshire Community Foundation Derby City Primary Care Trust

© Copyright Chesterfield and North East Derbyshire Credit Union 2019, all rights reserved.



Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority ‘No 213954’


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